Your Home Deserves Better Than This.

Does Any of This Sound Familiar?

If Any of This Sounds Familiar, You’re in the Right Place.

The Listing That Went Nowhere

You listed your home. You did the open houses, accepted the showings, maybe dropped the price once or twice. Your agent kept talking about “market conditions” and quoting statistics that sounded encouraging — but the offers didn’t come, or the ones that did fell apart in escrow.

The Tenant Who Treated It Like a Hotel

Maybe you tried renting instead. It seemed like the practical solution — cover the mortgage, buy some time, wait for a better market. And then you met your tenant. Late payments. Deferred maintenance. A property that came back to you in worse shape than you left it.

The Landlord Who’s Simply Done

Maybe you’ve been at this for years. You were good at it. But somewhere along the way the rules changed — and they didn’t change in your favor. It can feel like the deck is stacked against you as a property owner. In many cases, it is. You’re not paranoid. You’re paying attention.

Something Most Agents Won’t Tell You

The “sale to list price ratio” they use to show you how healthy the market is? It’s calculated from the last list price — not where the property started.

A home that listed at $450,000, dropped to $390,000, and sold at $380,000 gets reported as selling at 97% of list price.

The real number is 84%.

That gap matters — especially when you’re the one carrying the mortgage while you wait.

What We Do Differently

You need an exit. You need income in the meantime. And you need a tenant who treats your property like the home they plan to own — because it is.

That’s not a traditional rental. That’s not a conventional sale.

That’s a lease option. And there’s a right way to do it.

What a Properly Structured Lease Option Actually Delivers

Not a miracle. Not a workaround. A straightforward structure that aligns everyone’s interests — and gives you a real path to the outcome you actually want.

✓ A Tenant With an Owner’s Mindset

A tenant-buyer has paid a non-refundable option consideration fee and agreed to a purchase price. They are working toward ownership. In their mind, they are already home. We’ve watched tenant-buyers make improvements — paint, landscaping, small upgrades — at their own expense.

✓ A Purchase Price Locked In Today

The purchase price is agreed upon upfront and documented in writing. No renegotiating at closing. No buyer coming back after inspection asking for concessions. No surprises. You know exactly what you’re going to receive when this transaction closes.

✓ Income While You Wait

From the moment your tenant-buyer moves in, you receive monthly payments. Your property isn’t sitting empty accumulating carrying costs. You’re not paying a mortgage on a vacant house while waiting for a conventional buyer to materialize.

✓ A Clear Exit — On a Real Timeline

The option period has a defined end date, agreed to upfront. You know the timeframe. You know the price. You know the plan. For someone who has been carrying a property with no end in sight, a defined exit date can feel like a genuine relief.

✓ No Real Estate Commission at Closing

When your tenant-buyer exercises their option and the sale closes, there is no traditional real estate commission to pay. On a $400,000 home, that’s potentially $20,000–$24,000 that stays with you rather than going to agents.

✓ Motivated, Committed Occupant

The option consideration fee is non-refundable. If they walk away, they lose it. That financial stake — combined with a genuine plan to own this home — changes everything about how they treat the property.

What a Lease Option Is Not

It is not a guaranteed sale. The tenant-buyer has the right to purchase — not the obligation.

We say this not to discourage you, but because we believe you deserve a clear picture — not a sales pitch.

A lease option done right is a genuinely powerful tool. A lease option done wrong, or oversold, helps no one.

How We Work With Sellers

We offer two different structures depending on your situation, your timeline, and how involved you want to be.

Master Lease Option: Completely Hands-Off

You lease your property to us. We lease it to a qualified tenant-buyer. You deal with us — we deal with them. Your phone doesn’t ring for tenant issues.

What you get:

• Consistent monthly payments (even during brief vacancies)
• Zero tenant interaction
• We handle all routine repairs and maintenance
• No real estate commission when it closes

Best for: Accidental landlords · Out-of-state owners · Anyone who is simply done and wants the most hands-off path to exit

Cooperative Lease Option: You Stay in Control

You remain the landlord. You keep all the rent. We find, screen, and place a qualified tenant-buyer — then step back entirely.

What you get:

• 100% of the monthly rent
• More control over your property
• A tenant with real skin in the game
• A clear path to sale without giving up control

Best for: Experienced landlords who want better tenants who will eventually buy · Owners who want to stay involved · Anyone ready for a built-in exit strategy

Our Track Record After 17 Years

76% of our tenant-buyers purchase — vs. national average under 20%

100% of sellers who wanted their property sold got their outcome

$0 in real estate commissions paid at closing by our sellers

What Happens When a Tenant-Buyer Doesn’t Close?

In our Master Lease Option program, we find another qualified tenant-buyer — or we purchase the property ourselves. You continue receiving monthly payments throughout.

In 17 years, we have never handed keys back to a seller who wanted their property sold and simply walked away. Not once.

In a Cooperative Lease Option, the option expires, the tenant-buyer forfeits their option consideration fee, and you’re free to move forward however you choose.

Who Are These Tenant-Buyers?

People who are typically one to two years away from qualifying for a conventional mortgage — not because of chronic financial instability, but because of a specific life circumstance:

• Recent career change
• Self-employment with income that’s real but harder to document
• Divorce that disrupted credit
• Relocation that required starting over
• Saving for a larger down payment and want to lock in price today

What makes them different: They’ve paid a non-refundable option consideration fee. They have genuine skin in the game. They treat your property like the home they plan to own — because it is.

In 17 years, our tenant-buyers have come from all walks of life: self-employed professionals, military veterans, executives, nurses, dentists, engineers, mortgage lenders.

Why Our Success Rate Is Different

Nationally, lease options only work about 20% of the time. Four out of five tenant-buyers never purchase.

Our rate is 76%.

That gap doesn’t happen by accident. It happens because:

We screen carefully upfront. Marishka spent five years as a mortgage loan originator. When we evaluate a tenant-buyer, we’re not guessing whether they can qualify for financing — we’re underwriting them the same way a lender would.

We document everything thoroughly. We’ve seen too many deals put together by well-meaning people unravel because the paperwork didn’t match the conversation.

We stay engaged throughout. We support the tenant-buyer’s path to conventional financing. We don’t just place someone and hope for the best.

Larry and Marishka also buy and sell mortgage notes — both seller-financed and institutional notes. When you buy notes, you have to act as the underwriter. That experience shapes how we structure every deal.

Real Situations

“I never meant to be a landlord — and then I couldn’t get out.”

Sandra’s divorce left her with a house she couldn’t afford to keep and couldn’t seem to sell. After a year with a traditional property manager — fielding repair bills, vacancy gaps, and a management relationship that felt like it benefited everyone but her — she was exhausted.

We placed a qualified tenant-buyer, took over all management, and paid her consistently. When the tenant-buyer purchased, Sandra paid no real estate commission. She has since invested with us in other projects.

“I was paying a mortgage in one city and rent in another.”

Marcus had a VA loan on a home he could no longer live in after relocating for a new job. He was months behind on the mortgage, paying rent somewhere else, and running out of options.

We began paying his mortgage directly every month — including during the tenant placement period. The tenant-buyer eventually purchased, the mortgage was paid off, and Marcus moved forward.

“I needed to protect my price — but I couldn’t just wait and bleed.”

Ryan had a property he needed to move, but dropping his price would have affected comparable sales and hurt the value of everything else he had in the market.

We started with one property. The tenant-buyer treated it with care. Ryan came back with another property. Then another. At one point he said: “How do you find these people?”

Names have been changed. Situations are real — drawn from 17 years across Idaho, Washington, Oregon, Montana, Texas, Mississippi, Michigan, Missouri, Tennessee, and Arizona.

Not Sure If This Is Right for You?

Let’s find out.

Free consultation. No obligation. We’ll tell you in the first conversation whether we think we can help — or if we can’t.

The worst outcome? You learn something useful and decide it’s not for you. We’re comfortable with that.

We work with nice homes in nice neighborhoods in our service area. We’ll let you know quickly whether yours fits.

Evergreen Success Group